Thanks so much for the thoughtful and comprehensive response. Understand that I am writing as a Pennsylvania lawyer who practices under Pennsylvania law. As such, I am unfamiliar with the applicability of that particular language under other states (I think some states regard it as contrary to public policy), but I can tell you that there are exceptions to everything. And as a lawyer, my job is often tied to finding exceptions where none readily appear. To that end, the language that I focused on, while seemingly invincible, also has its limitations. Any school that is grossly negligent (or fraudulently trying to cover up its own derelictions) will likely find no comfort at all in that language. Thus, as a lawyer, I strongly recommend clients who are comfortable with the language to use it.
Now, as to the rest of your wonderful example, I can say that the remainder of the agreement would set off red flags from any discerning lawyer or hopefully, potential TKD consumer. It frightens me to think someone would actually try to pawn that off on anyone.
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