As to whether the situation between you and your instructor was handled correctly, by either side, since I was not there, I cannot help much. It appears you may have overacted some, but from what you have told me, the instructor is either incompetence or a fraud. When an instructor takes money for his services, it means he is indebted to the students. While students should learn to get along with the instructor, but the instructor must get along with the students since they are the paying customers. At least your instructor is willing to refund your money. That does not help you much since you wanted to learn a martial art, but maybe you will be able to find another instructor sometime.
Note: I have had other correspondence with this person about the instructor in question. Due to the instructor's behavior, the person went through local law enforcement and found the instructor was a martial art fraud and a convicted pedophile.
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