Question 096: Rip-off instructor

I think I getting ripped off by my TKD instructor. The instructor does not like the WTF patterns so he has created his own patterns. He says he is a 8th degree black belt, but I have seen nothing to prove this. I think the school is going bankrupt and the instructor is just trying to hold on long enough to make ends meet. I was promoted to red belt but I don't think I deserve it. I did not receive a certificate for the promotion, nor was I required to do the patterns for that rank. However, I did pay the test fee. I did sign a contract that I am trying to break, so that I can study somewhere else. What should I do? I love training but I don't want to get ripped off.