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Civil law allows the same defenses as those under criminal law. Any act of defense that is legal under criminal law is free from liability under civil law. Where two people enter mutual combat, states differ as to where civil liability applies. Some states hold each person liable for the injuries of the other, while other states prohibit either party from collecting anything. The concept of consent to injury is important in mutual combat. There is a question is to what degree each consented and to how much injury. When two parties mutually enter a fistfight, the one who uses a hidden knife may be liable to the other since the other did not consent to a knife fight.

Deadly force is not justifiable when an opportunity to retreat with complete safety is known by the defender to be at hand. The use of such force is not justifiable if the defender knew that it could have been avoided with complete safety to by retreating. Where these conditions are present, the defender has a duty to retreat, and the use of deadly force under these circumstances may not be justified as an act of self-defense.

In intentional acts, your insurance company will not usually defend you or pay another person who is injured on your property as a result of the intentional. Check with you insurance agent and him/her to show you specifically in your policy where you are covered for injuries to someone.

When defending themselves, others, personal property, or their home, Taekwondo practitioners will usually have no problem with the law if they abide by the principles and tenets of Taekwondo. When force is unavoidable, only use the minimum force necessary to protect from attack or injury. Defense of property does not justify infliction of serious injuries. Remember a Taekwondo practitioner's duty is always to protect and preserve life. In this regard, the teachings of Taekwondo and the laws of self-defense are completely in harmony.

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